Thursday, February 8, 2007

Choosing Your Credit Card

As you probably already know, there are many credit cards out there. The one you choose however, should reflect your lifestyle and your ideal spending amounts. If you are looking for the best possible deal and the best company for your credit card, you’ll obviously need to look around at what you have to choose from and what works best for you.

The first thing you’ll need to decide when choosing your credit card, is why you need one in the first place. Some people choose to get a credit card for cash flow purposes. With a credit card, you can make purchases and buy things, leaving your paycheck or other source of income in your bank account to draw interest. This way, your money will continue to grow while you continue to buy the things you need. Then at the end of the month, simply pay your bill.

Others will choose to get a credit card and use it for instant cash purposes. This way, they can use their credit card at an ATM and get instant cash, which is great for travel or going on a long and extended vacation. If this is why you want a credit card, you should look for one that has the lowest rate possible for instant cash transactions.

With a credit card, you’ll also need to think about the payments. You’ll need to decide if you want to pay the balance in full each month, or only the required amount. When you select your credit card, you should look at the introductory rates, balance transfer rates, and other offers that may apply to new credit cards and new holders. Some will offer you truly amazing deals, especially if you have good credit.

Another important area to look at when choosing your credit card is the incentives. There are several cards out there that will give you incentives, such as reward points and even cash back with purchases that you can use towards paying back what you owe. There are several incentives out there with credit cards, all you have to do is look around and compare.

The key area you’ll need to look at and compare is the APR (Annual Percentage Rate). The APR is what you will pay on what you purchase when the incentive period runs out. APR rates will vary among credit cards, so it is always in your best interest to compare and shop around. The lower APR rate you get, the better off you’ll be.

Another concern with choosing your credit card is the minimum payment amount. Most minimum payment balances will start around 3%, although some can be lower while others tend to be quite a bit higher. The interest free period is a concern as well, as you will obviously want to choose the longest period that you can keep the payments down.

When you make that final decision and choose your credit card, you should always make sure that you know exactly what you are getting. Credit cards are great to have, although they can lead to a downfall if you don’t choose them carefully. If you put some time and research into choosing your credit card, you’ll find the best one for you. As long as you take care of your credit card and pay the bill on time, you’ll help raise your credit and eventually be able to purchase even bigger things - such as a car or even a house.

Bank Secured Credit Cards

Even though there are many types of credit cards out there for consumers, there are few for those with bad credit. Those who are looking to repair their credit have a few options available, one of which is the bank secured credit card. This credit card can help you to repair your credit, as it works in conjunction with your savings or checking account.

Bank secured credit cards look and work just like traditional credit cards, although they use your bank account as collateral. Anytime you aren’t able to pay your credit card bill at the due date, the bank will take the money out of your account. This way, there is always money there for the bank, in the event that you are unable to make your payment.

Bank secured credit cards are also ideal for those who have a bankruptcy or simply don’t qualify for a line of credit due to bad credit or no credit history. These credit cards show your bank that you are able to pay your monthly dues, and that you are taking the necessary steps in rebuilding or building your credit. Over time, if you remain responsible and pay your bill on time, your bank may give you an unsecured line of credit - known as a standard credit card with no collateral.

Due to the fact that bank secured credit cards only allow you to spend what have in your account, you don’t need to worry about debt. When you can’t make a payment, the bank simply takes the money out of your account. Although this is a great back up plan, you should always pay your bill and never let this happen.

Just like other credit cards, bank secured credit cards do have disadvantages that can hit you like a ton of bricks should you use the card irresponsibly. Anytime you don’t pay your bill on time, the bank can hit you with high interest charges and late charges. These charges and fees can get higher and higher if you don’t start paying your bill, which can eventually cause you to drain your account that you set aside. If you pay your bill on time though, you won’t have to worry about being hit with these types of charges.

For those who have bad credit or need to start building credit, a bank secured credit card is a great place to start. These cards can lead you to an unsecured credit card, providing you pay your bill on time. Almost all banks offer these credit cards, all you have to do is ask. Once you have kept your credit card in good standing for a period of time - you’ll have the satisfaction in knowing that you are taking the right steps in rebuilding your credit.

American Express Credit Cards

Also known as AMEX, American Express is easily one of the most recognized names in the world of credit cards. Even though many people have Visa or MasterCard credit cards, they are still interested in AMEX. With Visa, MasterCard, and AMEX being the most popular and preferred types of credit cards, they are all great although there are also differences between them as well.

Both Visa and MasterCard are methods of payment. Both will allow different businesses to accept credit card payments using their systems. Neither of the two issue credit cards on their own behalf, instead they rely on banks throughout the world to issue the credit cards for them, provide the credit, and then charge the interest. Your credit card bill goes to the bank, as Visa or MasterCard doesn’t see any of it.

AMEX on the other hand, is very different. American Express has their own payment system, and they also issue their credit cards directly to consumers. Unlike Visa and MasterCard, AMEX runs the entire show. Therefore, when a credit card says American Express on it, you instantly know who has issued the card, what payment system it has, and everything else you would need to know.

Even though MasterCard and Visa are used more throughout the world, American Express is always expanding their networks. Visa and MasterCard are used in over twenty five million locations over the world, including third world countries, which makes them global credit card payments. AMEX on the other hand, doesn’t quite reach this degree. It is a great credit card, although it isn’t used around the world in areas where the other 2 dominant credit cards are.

You can get AMEX credit cards with rewards, although you’ll need to be careful where you look and what you select. Normally, with Visa and MasterCard, you’ll have to look at hundreds of banks before you can find the best choice. With AMEX, you can look at their website and find out what they offer and what type of APR you’ll have to pay. Most of the time, you can find a credit card with low interest and a great spending limit - providing you have good credit.

AMEX also has several advantages that it offers customers in North America and Europe. The credit card is accepted widely in both areas, offering you credit cards with great features and very attractive looks. AMEX offers you great rates, good rewards, and excellent customer service as well.

American Express also offers you Blue, which is a newly introduced credit card that offers you increased security, no annual fee, and 0% APR for the first year or so. Depending on your credit, you may be able to get an extended period with no interest. After that time has expired, you pay low fees, which makes it a great credit card for anyone looking for a deal. Blue is the newest card from AMEX, and will rapidly become one of the best - due to it’s amazing features.

In the world of credit cards, American Express is one of the best. They offer you a variety of different credit cards, designed to meet just about everyone’s needs. You find them online or through a local provider, although online is the preferred way to go. Simply fill out your application, and if you have good credit, you’ll be approved. Before you know it, you’ll have a credit card from AMEX - and be ready to experience life in the fast lane.

All About Contact Lenses

As most of us know, contact lenses are the best alternative to glasses. They are small, plastic shaped discs that are made to correct eyesight problems like nearsightedness, astigmatism, farsightedness, and other problems. Contact lenses are also used by those who have had cataract surgery, as they can help the eyes to heal a bit faster.

Contacts are used in the eye, where they will float above a sea of tears that rest in front of the cornea. You should always go to a doctor to be fitted, as the proper fitting and design is very important for safety, comfort, and the accurate vision. If you don’t get fitted for your contacts, you could very well get a pair of contacts that could damage your eyes.

There are several types of contact lenses available in two main types - hard contact lenses and soft contact lenses. The hard contact lenses include gas permeable and the conventional hard lenses. Soft contact lenses include daily wear, extended wear, and disposable wear. These are all great contacts, although you should check with your optician to see what he recommends.

If you are just starting to wear hard contact lenses or have thought about them in the past, you’ll need a 2 - 4 week break period, where you will gradually wear the contacts longer and longer with each passing day. Soft contacts on the other hand, will take less time to get used to, as most people who wear them can break them in a few days.

Contact lenses, as we all know, have many different uses. They are mainly used to correct vision, although they can also be used for those who have just had cataracts, especially if the natural lens around was removed. Contacts can also be used in the treatment of various eye diseases, and scars on the cornea that have been caused by infections or injury.

Contact lenses are a great choice for those who have active lifestyles, such as athletes. They won’t fall off like glasses when you run, nor do they hang off your face or fog up. They also offer you a full field of vision as well, which is great for sports. The lens and focus is the same as glass, meaning that you will get the same vision from contacts as you would with a pair of glasses.

A lot of people who have vision problems consider getting Lasik eye surgery to fix their vision problems so that they won’t have to wear glasses or contacts. On the flip side, there are several risks and problems associated with this procedure, besides the fact that it is very expensive. Contact lenses aren’t expensive, and they are a safe alternative to vision correction.

Keep in mind that contact lenses aren’t available without a prescription. Although you can get certain contacts without a prescription, they won’t correct your vision. To get contacts that correct your vision, you’ll need to visit an eye doctor and get fitted for them. Your doctor will tell you the health of your eyes, as well as the contacts you need to correct your vision.

For several years, contact lenses have been an ideal way to correct your vision. They are more popular than glasses, and they won’t limit what you can and can’t do. Contacts fit snugly in your eyes and they won’t make you feel out of place. You can wear them with any type of clothing you desire - as it is very hard to tell if someone is wearing them or not.

Acuvue Contact Lenses

Its really no secret that Acuvue is one of the most popular and most dominant brands of contact lenses out there on the market. There are several different types of Acuvue contact lenses to choose from, including Advanced, Acuvue 2 Colors, and lenses that contain the very popular and innovative Hydraclear. Oasys is another type of Acuvue contact lens, although it is somewhat new and isn’t as easy to find.

Just like other brands and types of contacts, Acuvue lenses were designed to correct many vision problems such as far sight, astigmatism, near sight, and the inability or lack of changing focus from far to near. Acuvue offers you options as well, such as hard lenses, soft lenses, and even toric contact lenses.

To make things better for you, Acuvue contacts have a few different periods of wear. Some of them, such as the Acuvue Advanced, are designed to be worn for a two week period, after which they need to be discarded and replaced with a fresh pair. Some types of Acuvue lenses are made for daily use, which means that you must use a fresh pair each day. Normally, Acuvue contacts are intended for daily use and need to be soaked in solution while you sleep, although there are types that can be left in while you sleep, although you’ll need to clean them on a regular basis.

Although Acuvue contact lenses are considered to be the best contacts you can buy, you should always check with your optician first, as he can tell you which contacts will work best for your eyes. He can also tell you everything you need to know about contacts, and how to take care of them as well. You’ll need to clean your contacts daily, unless you chose to go with the 1day Acuvue contacts, which you’ll change out every day - eliminating the need for cleaning.

Among the many types of Acuvue lenses, those that contain Hydraclear are easily the most popular. Acuvue Advance with Hydraclear are preferred by many, as they are easily among the most comfortable. Hydraclear is a breakthrough in contact lens innovation, helping to prevent your eyes from drying out.

Acuvue contacts are also known for their appearance as well, as they are easily among the best in both comfort and style. Acuvue strives to be the best in contact lenses, which is why their contacts have very little problems. As long as you take care of them, the contacts shouldn’t give you any problems. On the other hand, if you don’t clean them or take care of them as you should, you’ll more than likely encounter some problems.

You can find Acuvue contacts at your local optician’s office, at your local department store (if they sell contacts), or online. Online is the best way to purchase, as you’ll normally get amazing discounts and you’ll find many types of Acuvue contacts that you won’t be able to find locally.

All in all, Acuvue is considered to be the best brand in contact lenses. They have been around for many years, providing those who wear contacts the best in comfort and innovation. If you wear contacts, you are probably already familiar with Acuvue. If you wear contacts but haven’t tried them yet, you really should. Acuvue has many different designs to offer you, and they can easily become your preferred brand if you give them the chance. They are very affordable as well - which makes them an ideal investment for any budget.

Acuvue Advance Contacts

Just like any other contact lens from Acuvue, the Acuvue advance contact lenses offer you plenty of quality and reliability. They are a cut above the rest, offering you excellent quality and comfort for a very affordable price.

The first thing you’ll notice about the Acuvue advance lenses is the addition of Hydroclear, made by Johnson and Johnson. Although other types of Acuvue lenses now offer Hydroclear, the advance lenses were the first. Hydraclear is a break through in contact lens technology, perfect for those who have problems with their lenses drying out. This technology is considered to be among the best - and ideal for anyone who wants the best for their eyes.

Hydraclear is a rich moisture type element that is found throughout the exterior and interior of Acuvue advance contact lenses, helping to give them a soft, silky feel. Once you put a pair of advance lenses in your eyes, you’ll notice the benefits of Hydraclear immediately. It doesn’t dry out like other contact lenses, keeping your eyes refreshed while you wear them.

Acuvue advance contacts also offer you great protection as well. They offer the highest type of UVA blocking and UV ray protection available for contact lenses. You can enjoy wearing these contacts anywhere you go, which is great for those who travel. If you like to go to the beach you can rest assured in knowing that the Acuvue advance lenses will keep your eyes protected from the sun while you enjoy the beauty of the beach.

Acuvue advance contacts are made from a soft yet flexible material, which makes them a breeze to put in your eyes. There shouldn’t any trouble putting them in your eyes, which makes them ideal for anyone who wears contacts. Simply put them in your eyes, and they will automatically conform themselves to your pupils, feeling comfortable from the start.

The advance contact lenses from Acuvue work pretty much the same as other contacts. You need to clean them and soak them in contact solution overnight. They are good up to a month per pair, which makes them ideal for everyday use. They normally come in boxes of 6, meaning that a single pair will last you up to 3 months.

If you wear contacts, you should look into the Acuvue advance. You can buy them online, through your local optician, or anywhere else that sells contacts. They are available in virtually every subscription, which is perfect for anyone who needs a dependable pair of lenses. The Acuvue advance lenses are unlike any other type, for the simple fact that they are very comfortable, dependable - and easy to take care of. Once you give them a try - you’ll never to use any other brand again.

Buying Impressionist Cityscapes

I have been looking for impressionist cityscapes in various mediums to decorate my home. I prefer to hang art that was created in the last fifteen years. There are so many great artists to choose from.

I have decided that I want to have three impressionist cityscapes painted in acrylic. I will be buying one called Stormy Desert that was painted by an artist named JoanAnn. The piece is painted on a 40” X 30” canvas and has flowering cactus plants in the foreground.

The next impressionist cityscape painting I plan to buy is called Tuscan Waterfall. The piece is a triptych and is on three gallery wrapped canvases. The artist lives in Tennessee and supports herself with her art.

The last acrylic impressionist cityscape that I plan to buy is called Autumn Dream. Autumn is my favorite time of year and the painting captures every color of autumn. The artist painted the sides, so there is no need to have it framed. I can’t wait to see this hanging in my home.

I have found only two impressionist cityscapes that I liked in the Gouache medium. The first was from an artist named Joe Wojdakowski and the subject is an area located in Wells, Maine. I’m not sure why I am so drawn to this particular impressionist cityscape, but I am and plan to buy it.

The other Gouache impressionist cityscape that I plan to buy features Big Ben in London. The artist is an Englishman named Alasdair Rennie. The scene is rainy and I like it a lot. It reminds me of my time in London when I was a child.

The first oil impressionist cityscape painting I bought was called Koi Pond Reflections. I’ve seen this artist’s work before and I always really like it. The painting was completed using brush and knife. The painting has not arrived, yet, because the paint is very thick and needs to complete the drying process undisturbed. I cannot wait to get it!

I really like having various styles of impressionist cityscape paintings. I don’t just like variety in the mediums; I like variety in styles and influences. I really fell in love with an oil impressionist cityscape painting called En Sendero that was originally purchased in Oaxaca, Mexico. I purchased the painting for just over three thousand dollars.

The oil impressionist cityscape painting of Paris that I want was painted by a well recognized painter Radik Atoyan. He is Armenian and signed the painting in his Armenian language. He has a unique way of using color that just makes his painting look special.

I have also been interested in watercolor impressionist cityscape paintings. There is an original painting that depicts an urban rainy night that I think would be perfect for me. The painting just makes me feel good to look into.

I made a purchase not long ago that was painted by an Israeli artist named Yosef Kosssonogi. The use of color in this watercolor impressionist cityscape is so vivid. I could not wait to hang it on my wall. After the shipment arrived with the painting, my brother came right over with a level to hang it.

I found a painting that reminded me of a vacation I took to Pittsburgh, Pennsylvania. The impressionist cityscape painting was created by Adam Maeroff and I think that it is the perfect painting to complete my collection.

Buying Folk Art Paintings

Buying folk art paintings has become a passion of mine. I’ve been looking for them everywhere it seems. I found a bunch of folk art paintings recently and I am having trouble deciding which one to buy.

There was a folk art painting by Rev. Howard Finster that is titled Howard in 1944. This is an all enamel folk art painting that was painted in 1988. The smile on this portrait is very engaging and makes me smile just as big.

I am also really taken by a folk art painting that was painted by painter Bill Dodge in Oct 1962. The title of the painting is First Trolley To Van Nuys. The painting is on board and depicts the center of town with all the people in town. They are in the windows and on the street. The town market, bakery, Hotel Van Nuys, an ice cream parlor and the Wing Lee Laundry are all depicted in vibrant color. The women in the foreground are against the Trolley and their signs say "Ban the Monster" and "Keep Van Nuys rural".

Thomas Chambers is one of America’s foremost folk artists. I found a piece by him that I just don’t like very much. It is a bit austere for my tastes. The subject is a fishing scene with villagers and boats. I don’t think that I will purchase this folk art painting because I just don’t like it.

There was a folk art painting I found called Alligator Fisher that was painted in 1940 that I really like. The blue of the bayou is very calming and the trees give it a very Southern feel. There is a swamp house in the painting and I like this one very much. It reminds me very strongly of Louisiana.

My mother started this passion of mine for folk art paintings. She had a folk art painting by John Roeder in our parlor growing up. I used to spend hours just staring into it. The trees were so relaxing to lose myself in. I have asked her to give me this wonderful folk art painting many times, but she says that I will have to wait until after her funeral!

I found one folk art painting during my journey that I felt sad every time I looked at. The name of the painting is A Letter from My Mother. The look in the girl’s face is so serious and sad. I have no idea where this folk art painting should hang. The painting itself is magnificent; it just makes me feel sad.

There is a whole subset of folk art paintings that represent black Americana. I don’t usually buy any of these pieces as they don’t speak to my experience. I did find one piece that I purchased for a collector friend of mine that loves this type of art. The folk art painting had a whimsical feel to it and a woman relaxing in a hammock. He hung this in his hallway and has loved it for a long time.

My brother likes folk art paintings as much as I do. He prefers animals to be the subjects of paintings he purchases. I found a lovely clouded leopard folk art painting for him last Christmas and he has asked that I keep my eyes open for more like it. He said that he will buy any art I find for him because he trusts that I know and understand his tastes.

I have kept my eyes open for animal themed folk art paintings for my brother, but I just can’t seem to find any as nice as the leopard that I got for him. The grand extent of animal themed folk art paintings I’ve found recently was a painting of two owls on a limb and I know that he would not like it. Ever since we were kids, owls totally freak him out.

Buying Abstract Paintings

Buying and collecting abstract painting can be a labor of love. I love abstract paintings. I think that my favorite medium is gouache. I recently purchased a work from Oscar Bluemner. The person I bought the abstract painting from had it in storage for over twenty years. I am going to hang this piece in my office.

I found an oil abstract painting that was dated 1947 that was painted by Louis Bassi Siegriest. I liked the composition, it felt oddly soothing. The artist signed the back of the painting. It was a little out of my price range, but I bought it anyway.

Trade Winds is the name of an abstract painting I bought from the artist Joanne Riddle while I was in Connecticut. The piece was huge and I had to have it sent by freight to my home. The blue in the painting was so vivid. The whole composition was absolutely inspired.

I bought an abstract painting for my sister-in-law last year. The artist of the piece was Leonardo Nierman and the medium he used was oil. I bought the piece unframed and took my sister-in-law to framer to choose the frame.

I tried to buy an abstract painting from the mayor of our town. I offered him two thousand dollars for the modernist abstract colorful figure. The artist used red, white and blue and I wanted to acquire this for my stepmother. She would have loved it, but the mayor was unwilling to part with it.

My mother has decorated her home in a style that she liked in Santa Fe. I bought a large abstract painting for her from her favorite artist, Lou Monti. She has seen his work in a number of homes and always raves about them. She was so happy when she saw the painting I bought for her hanging on the wall of her living room.

I dated a guy once that had a signed abstract painting by Robert Gilberg on his wall. I saw something different every time I saw it. That painting had an attraction that I just can’t quite explain. He was always buying art and changing out abstract paintings on his walls, but this particular piece always stayed. I guess he was attracted to it as well.

The abstract painting that I bought for my older brother did not work in his apartment. I ended up buying a painting that was a little too large for the room it was intended for. The colors did not work in the only room that worked for its size.

I ended up selling that abstract painting the same place that I had bought it, on eBay! I ended up making a profit on the abstract painting. There was more information in my auction about the artist, Richard Diebenkorn, than there had been in the auction that I won. I think the extra hour of research I spent made the abstract painting’s value increase.

I learned a long time ago that an abstract painting is worth exactly as much as someone is willing to pay for it. I have friends that just cannot be convinced of this basic truth. I think that if no one wants a particular abstract painting, then it is worth nothing.

My brother used the money from the sale of the unwanted abstract painting to find himself another abstract painting. He ended up with an abstract collage that was made in the late 1930s. I liked it when I saw it and it worked beautifully in his office.

Adsense and the Surfer

AdSense is an easy program to grasp: it's a great form of an advertising bringing a lot of benefits to every person in the chain. And of course, seeing the results it can have on a business (and a publisher) people encourage this form of publicity.

For the browsing audience this is probably the most straightforward model available, because they can be directed to a lot of new sites they wouldn't have otherwise found. Needless to say, if you have an AdSense banner on your site, and a large number of visitors you'll know it offers a great financial benefit.

But why does it work for the people clicking the links, as opposed to a standard approach?

It is aided by today's society. With bloggers and information based articles on the internet, people may be encouraged to complete purchases, which adsense can provide links to relevant suppliers whilst also benefiting the publisher.

And the good thing about this is that it works for site visitors as well. In fact Google realized that by pleasing the people who are looking for something, and directing them to what they need faster, everybody wins.

It is because of this that a lot of websites promote through AdSense in both content and search. They do it because they ultimately learned that it works for everyone.

If we look in the past, we can realize that this kind of publicity has a great impact over the people, especially in the last few years. When we enter on a web site and we see a graphical banner, our first idea is to cancel it out of our mind, because it's of no concern to us.

That's why traditional banner advertising is wrong. It's precisely because people are becoming savvy that they don’t look at a flashy banner because they think they'll be losing their time with it.

We've gotten accustomed to banners that don't interest us. And we're accustomed to them having nice graphics. So we naturally associate the two things and think that a banner with nice graphics has nothing to tell us.

But we might look at a text-ad because we've grown accustomed to them being targeted at what we're looking for. Basically these advertisements have marketed themselves into being looked at by any visitor.

This is a typical "no fluff, just stuff" situation. And in the end it means the visitors will see what they're interested in, not some random cool graphics you throw at them.

As stated above, site visitors adopt this advertising mechanism, because it is efficient in leading them to pages of interest and can offer ton of things they really want to see. Someone coming across an article on adsense was probably looking for shoes or doing research on shoes when they came across the article.

And most importantly for everyone, including visitors, this scheme can only improve as the process gets further refined to make ads more relevant to what you're looking for, not just a couple of keywords on a site.

Nowadays, it is because of AdSense that Internet surfers are looking after more interesting related things from banners, and the companies behind the site (Google and the advertiser) need to have better ideas to display, as expectations have increased a great deal.

So could "Do no evil" actually work in today's cut throat competitive marketplace? Well, as you can see it can and it does. And you, as a visitor are the one who gets to enjoy this the most. Advertising becomes less of a burden and more of a benefit, and is still a benefit you can choose to ignore.

Less obtrusive banners; banners that you're actually likely to be interested in and click means you'll be less annoyed by surfing the web and feel like you as a visitor being offered a relevant service.

Although some may feel reluctant to read articles that are there purely to compel consumers, undoubtedly without this consideration they are useful. Ultimately the adverts mean that you don’t have to go back to your homepage every time you are compelled to complete a purchase.

Adsense Alternatives 2

Bidvertiser (http://www.bidvertiser.com/)
Like AdSense, Bidvertiser displays text ads in your page. But the difference lies in the fact that advertisers bid over your advertising space, ensuring you earn as much revenue as you possibly can. This also means that bids will increase over time, earning you even more cash. You also get a great way to customize your ads with a very easy to use tool and detailed reports on your site's status.

Quigo AdSonar (http://www.quigo.com/adsonarpublishers.htm)
Quigo AdSonar achieves relevancy by placing a filter according to your site's categories. It also offers you on-line reports of your site's status and the possibility to add your own custom ads replacing ads that don't gain you any revenue. The setup is very simple, in a similar fashion to AdSense's and quite customizable as well.

Vibrant Media IntelliTXT (http://www.intellitxt.com/site/web_01a.html)
Vibrant Media IntelliTXT offers user-activated ads, highlighting certain words within the content of the page and presenting relevant ads when a user hovers his mouse over them. It uses a pay-for-performance pricing scheme and can easily be used along with other advertising methods, because it is unobtrusive. It places you in full control, allowing you to easily integrate it within your site with some simple JavaScript.

Nixie (http://www.nixxie.com/display.php?section=Partners)
Nixie claims to hold a technology that can read and understand your site, enabling it to display the most relevant content to your site. Besides text ads, Nixie also features price comparison listings as well as live auction advertising. It's very easy to implement and has a good payment policy as well.

MIVA AdRevenue Xpress (http://www.miva.com/us/content/partners/arx.asp)
MIVA AdRevenue Xpress is targeted towards small and mid-sized publishers. It implements Search Box functionality and also features things like a Category Directory as well as the handling of 404 error pages. It can be integrated with your page using a simple on-line wizard.

Fastclick (http://www.fastclick.com/publish.html)
Fastclick offers you an impressive 65 percent of what it makes from a click on your website. Payments are done monthly, via PayPal or through checks. The ads can be formatted as you wish, and Fastclick even offers a free support serice for its members and no fees are required to register with the service.

contextWeb ContextAd (http://www.contextweb.com/Corporate/publisher/publisher.shtml)
ContextAd offers the possibility of contextual ads for dynamic pages, meaning ads will change as soon as your page does. It's very easy to use and free to sing up for and offers a transparent payment policy. The ads are fully customizable and real-time reports are available 24/7.

AdBrite (http://www.adbrite.com/)
AdBrite offers publishers the possibility of integrating text ads in their pages. These are done on your own rates, with the websites you approve by hand so it bares some similarities with a classic advertising scheme. You also have the option of adding a "Your Add Here" button that buyers can immediately click to ad space on your page. It can also be used in conjunction with Google AdSense, maximizing your CTR and offering advertisers the possibility of showing their links in your Google AdSense space. You have full control over the look and feel of your adds and finally, you get an incredible 75% of what the advertiser pays for on every click.

So, as you can see there are many offers for this kind of advertising, and many hybrids based on AdSense like advertising. Also, a lot of services can work together with AdSense to earn you an even greater amount of revenue for your ad space.

Art Auctions: Contemporary Art

It is truly a wonderful thing when you consider how much we gain from our appreciation of art, what volumes it speaks about our own culture, and among cultures that make up the world besides our own. It is highly fashionable to understand something of what art is, how it tries to reinterpret our own scope of the world on an artistic level, and yet reveals so much of the human nature behind its creation. Today’s artistic minds are no different in the outgrowth of ideas onto a canvas’ surface, and some are possessed with similar qualities that those artworks considered classics have had in the past.

There is particularly unique insight coming from a lot of contemporary art, or so the label seems to include today’s works of art, with certain vagueness stemming from the lack of a dominant school of thought or ideology. Most date contemporary art beginning towards the late 1960s, most artwork could be defined easily by particular details prior to this, and there were trends of these preferences even through to the 1980s. After the Modernistic period of art was confirmed, much of the direction came to be rather disparate during periods of socio-political change, and many of the distinctions within art have been loosened dramatically.

With some critical opinions decrying the current of contemporary art to be devoid of "true beauty", critic Donald Kuspit was known to say that art had left the studio and found its’ way into the street, and that may not be that much for the worse with the blurring of many lines presently. Today, contemporary art seems to reflect those issues being faced by the world, and the emphasis on politics seems to have intensified of late. The shift drawing away from an ideal of beauty and purity to a complete opposing force of inspiration from socially oriented art, and often crosses the bounds of proper medium.

Though that is where the argument stops and conjecture begins as critics and artists alike clash in opinion over where the line is particularly between the various categories of thought, and it has been pieces of every different art movement being reevaluated in a similar way, in order to find that place that crosses over between art, artist, and audience, and creates a means for all of them to share space in the comprehensive concept to the artwork. Making the gaps in the points between art and life smaller and smaller, and creating new ways in which to comprehend the ways of the things we view around us.

Engaging mass culture with affecting the boundaries of perception through the means of the relevant issues shaping the world as we know it, and today there are many schools and studios of contemporary art that try to help shape the practice of contemporary art that will translate to the future, allowing us introspective glimpses into the artist’s thoughts. Creating interconnectedness that defies and defines what laws and life may continue to restrict, to analyze, and further define itself as multiple entities within one completely distinct from the sum of its’ parts.

When considering all of this information, at may seem overwhelming at first, but art is not impossible to understand if you concentrate on understanding what your tastes happen to be. When not thinking about these things, it is easy to overlook the value of what you are purchasing, and you may not be able to get the most for what you wish to spend. There are few lessons to learn that do not involve somewhat self-explanatory terms, but one must approach what appeals them with a frugal yet open state of mind, it can be much easier to find a good bargain with this mental state at hand.

Timing can sometimes be necessary to make the deal more lucrative for the buyer, and with some art auctions, it may be difficult to find some grounds on which to begin bidding. However, with studious attention to what you wish your end goal to be, and you will have found a way to acquire at least some kind of facsimile to show for your efforts. Depending upon how deeply you would wish to involve yourself in activities such as local viewings of artwork from contemporary artists, and perhaps you would even find a way to see the stirrings of the creativity from within, by becoming friends with local artists and networking.

Art Auctions: Art Deco

In the field of modern art, art deco plays a large and impressively lavish role. The strong colors and sweeping curves lend art deco the trademark boldness that expressed much of the progress and modern advances of the twentieth century. Art auctions around the world still move many art deco pieces of various kinds. If you’re interested in collecting art deco, there are many art auctions both online and off that deal primarily in art deco.

In the twentieth century the decorative arts converged in what is known as the art deco movement, which grew to influence architecture, fashion, the visual arts as well as design. The term ‘art deco’ was derived from a World’s Fair held in Paris, France, called the Exposition Internationale des Arts Decoratifs et Industriels Modernes in the year 1925.

Though the movement and term comes from the Exposition Internationale des Arts Decoratifs et Industriels Modernes, the term was not widely used until the late 1960s. Especially pre- World War I Europe influenced the art deco movement, though many cultures influenced and were influenced by this art movement. Much of the world was experiencing similar shifts in modern technological advances.

For the most part, the art deco movement was brought about and inspired by the rapid advances of technological and social facets of the early twentieth century. As culture responded to these increasingly changing times, the art deco movement was an outgrowth of these modern phenomena.

Art deco is considered generally to be an eclectic type of decorative modernism that was influenced by a variety of artists and particular art forms. Art deco includes furniture, metalwork, clocks, glasswork and screens as well as paintings and other fine art types of pieces.

The art deco style is known for its lavishness and epicurean flairs that are attributed to the austerity of culture brought about by World War I. Strong patterns and bold colors and shapes were used, as were many particular motifs used universally.

For example, the sunburst motif was used in everything from the Radio City Music Hall auditorium, images of ladies’ shoes, the spire of the Chrysler Building and several other pieces of art, architecture and design. Other ubiquitous motifs found in art deco were stepped forms, the zigzag, chevron patterns and sweeping curves.

In the West, art deco lost its steam around the Second World War, but continued to be used all the way into the 1960s in colonial countries such as India, where it served as a gateway to Modernism. Then in the 1980s art deco made a comeback in graphic design. Art deco’s association with 1930s film noir led to its use in both fashion and jewelry ads.

Today art deco is revered by many and dismissed as old news and overly gaudy by others. Though it undoubtedly played a major role in art history, as with most art, individual taste frames the individual’s interpretation and like or dislike of art deco styles.

Art deco is one of the most well known art movements. This is mostly due to its wide base of influences and influenced art forms and cultures. Since much of the world was experiencing many of the same advances in technology and mass production, many of the same ideas and symbols were relevant in various parts of the world.

American Indian Art Auctions: Beadwork

American Indian art encompasses many types of arts and crafts, from the more traditionally and / or stereotypically Native American art such as beadwork and pottery, to modern photography, fine paintings, sculptures and the like. There are many art auctions, both online and off, that feature this form of American Indian art.

In this article we’ll discuss one of the most traditional and historically relevant branches of American Indian art: beadwork. Beadwork of the Native American peoples had and has practical as well as decorative; utilitarian as well as rich symbolic meaning.

Beadwork and making of the beads themselves is a very old craft. Stone, bone and shell beads (such as turquoise and semi-precious stones) are still made the same ancient way. Little affected by modern technology, the making of beads is still carried out in nearly the exact same way as peoples did thousands of years ago.

Sea shell bead pieces are among the most popular and well known pieces of regional trade importance for thousands of years. Nearly everyone has seen American Indian art pieces, from beaded necklaces to purses, belts and such.

For the last several decades modern beadwork has been replicated in oriental factories and very cheaply imported. This makes it a competing factor against the top quality beadwork done by American Indian craftspeople. The native American crafts people have lost several millions of dollars (just over an eight year period during the 1980s) to these fake native beads and beadwork pieces.

Historically, beads were carved from turtle shell, animal horn and deer hooves. These were often used for making rattling or tinkling pieces utilized in dance. Hunters often wore necklaces put together with animal portions, such as bear claws or wolf claws. These indicated a hunter’s prowess. Bones and seeds were often steamed to soften them for stringing and /or bending into various shapes.

As an example of beadwork used for a most practical purpose, the Iroqois League (Haudenosee) used white and purple wampum chains made of fresh-water clam shells to record sacred ceremonies, treaties and songs. This practice was used both before and after the coming of European settlers.

Many types of agreements were recorded with such beadwork chains. They were highly valued and cared for by their owners. European settlers mistook this care and reverence for wampum beads as a sign that the beads held monetary significance. As such, they mistakenly assumed that the word ‘wampum’ referred to money, when in actuality these important beads were much more like very important original documents.

To string beads, Native Americans used animal sinew that is split very fine with which to attach beads to clothing, though infrequently strong plant fibers such as hide thongs or nettle were used for these purposes.

Today, the Navajos as well as some pueblo people still make the ancient bead type called the heishii. This is by far the most popular and high quantity type of beadwork that is still made today as it was in ancient times. These necklaces are also referred to as story necklaces as they can be used to tell stories, with each bead representing a character.

Beads and beadwork are a very important part of archaeological explorations of pre-European history. Beads have survived thousands of years and tell many fascinating stories about times we weren’t around to witness. This is particularly true with respect to beadwork mad of sea shells. Ancient shell beads have been found thousands of miles from seas, which indicates various trade routes and contacts among different groups of people.

Today American Indian artists even create digital beadwork designs to help them make actual beadwork pieces. In this way complex designs and pieces can be tested on the screen before the project is begun. This has certainly added to the creative process for many beadwork artists.

Beadworking weaves through native history both in ancient times as well as in today’s modern computer technology. The most important aspect of beadwork, though, is not what can be sold or gained, but personal pieces that are only given among family and friends. The true meanings behind these pieces are personal associations tied to visions, important perspectives and other things that an individual wishes to be reminded of.

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